In the face of todays rapidly developing digital finance, investors often face a key problem: how to obtain efficient and substantial stable returns while ensuring the security of assets? Traditional stablecoins, such as USDC and USDT, provide stability but lack returns; while stablecoins collateralized by cryptocurrencies, such as DAI, have the inefficiency of over-collateralization. With the emergence of RWAFi, everyone has seen the possibility of combining the returns of real assets (RWA) with DeFi, and trillions of real-world asset packages and their potential returns are waiting to be released.
What is RWAFi?
RWAFi is an emerging financial model that tokenizes real-world assets such as real estate, bonds, stocks, infrastructure projects, etc. through blockchain technology and combines them with DeFi to provide returns and liquidity.
What is Brickbank?
BrickBank ensures efficient and profitable stablecoin yield generation through RWAFi innovation. Combining the stability of RWA yield with DeFi-driven yield opportunities, it provides investors with a secure and yield-generating stablecoin - R2 USD.
Why choose BrickBank?
BrickBank has the following main features:
1. Unique asset portfolio and considerable asset returns:
The underlying R2USD will be backed by a variety of assets, including:
Real World Assets (RWA):
Prime real estate rental in core areas (APY ~ 5%)
Compliant on-chain Treasury bonds (APY ~ 4.5%)
DeFi:
sUSDe (APY ~ 10% )
USDC Reserve (APY ~ 3% )
In addition to the above asset package income, part of the protocol income will also be used to subsidize users to increase annualized returns. Coupled with the additional value-added space of the token, the overall APY of the protocol is higher than the market average. We will also continue to contact and find higher-quality RWA Yield to introduce into the ecosystem to achieve higher user returns.
By combining RWA yields and DeFi, BrickBank provides a balanced and risk-optimized investment solution. This hybrid approach ensures that R2USD is a high-yield stablecoin backed by multiple income streams.
2. The user process is simple, supporting the generation of income from assets such as USDC, wBTC, ETH, stETH, etc., providing flexible user choices and growth space.
3. Compliant infrastructure, secure and transparent ecosystem:
Compliance guarantee: BrickBank works with regulated third parties to ensure transparency and reduce compliance risks, and institutional users can enter without obstacles.
On-chain transparency: All assets are managed by smart contracts, and users can track and monitor fund flows in real time.
Third-party audit: Regularly accept audits by authoritative organizations and provide comprehensive asset reports.
Smart contract security: After strict review by multiple contract auditing agencies, the risk is reduced, and the audit report will be made public on the official website
Roadmap
Q1 2025
End of February - Testnet Pre-Season Campaign Launch
Mainnet Season #1 Launch
Strategic Cooperation
DeFi Protocol: Cooperate with DeFi protocols such as Curve, Pendle, Ethna, Hyperliquid, etc. Provide liquidity pools and yield optimization strategies to maximize returns for R2USD holders.
RWA Yield Providers: Work with compliant RWA providers such as Ondo Finance, Superstate, etc. to introduce reliable and high-yield RWA assets into the ecosystem.
Q2 2025
Cross-chain expansion: BrickBank was initially launched on the Ethereum mainnet to ensure the initial security stability and liquidity foundation. After reaching a certain scale, we plan to expand to: Solana and other L1/L2 solutions to enhance scalability and user experience and promote widespread adoption.
Support more large-scale stablecoin protocols to join the ecosystem, and at the same time realize more application scenarios for R2USD, achieving a win-win scenario for users, protocols, and partners.
Community building and user engagement
Last but not least, BrickBank is committed to building an inclusive global community and providing profitable value to all users.
Expanding our global reach
We are actively building communities in many regions around the world, including long-term cooperation with local KOLs and communities, covering diversified markets such as Turkey, Japan, South Korea, Singapore, China, Malaysia, Indonesia, Vietnam, Thailand, Latin America, Europe and Russia. We hope to deeply penetrate these markets and create revenue value for users.
Pre-season Activities
Pre-season activities include tg bot activities and Testnet Campaign, allowing early community supporters to experience the product in a timely manner, understand the latest progress, and provide valuable feedback to help shape the future of the protocol. Currently, the tg bot activity is underway, and our Testnet Campaign is expected to go online as early as next week.
Season #1 Launch
Planned to launch simultaneously with the mainnet, Season #1 will introduce new ways and opportunities to participate, as well as more rewards! Stay tuned!
For BrickBank, users are not just passive participants - they are core contributors to the growth and evolution of BrickBank. Whether through governance participation, community feedback, or helping projects spread value, BrickBank aims to achieve long-term value and provide long-term benefits together with the global user community.
