Original author: WhiteRunner
Some people say that middle-aged men have three treasures: fishing, Maotai, and Arcteryx.
Fishing is an emotional haven; Moutai is a social hard currency; Arc’teryx is a symbol of dignity and status.
You may not have noticed that every circle has its own three treasures. If used well, you can get twice the result with half the effort; if used incorrectly, you will have to pay tuition fees for taking detours.
The same is true in the cryptocurrency world. The market is turbulent, new projects are launched every day, and newcomers are most afraid of buying the wrong coins or making the wrong bets.
There is a joke in the stock market that says As long as you buy nothing, you will surpass 90% of investors. In the cryptocurrency world, if you can first understand the three treasures of the cryptocurrency world - Bitcoin, stablecoins, and platform coins , and use them as your foundation, you may be able to go further than most people.
1. The “Three Treasures of Cryptocurrency” are a consensus verified by investors
When entering the cryptocurrency world, the most common mistake many people make is to just follow whoever is calling the shots. They don’t understand the project white paper and think they can double their money just because the project name has “AI” or “Fi” in it.
But after being in the game for a long time, you will find that the cryptocurrency world is not about who speaks the loudest, but about who can last the longest.
There are basically three types of coins that can truly survive bull and bear markets and will not return to zero no matter how volatile they are. I call them the Three Treasures of the Cryptocurrency Circle:
Bitcoin, the core of the currency circle, the trump card of the market
Stablecoins, an indispensable money transfer station in daily life
Platform Coin, the Exchange’s Golden Shovel and Equity Certificate
They are not concepts invented and hyped by some KOL or VC, but the consensus repeatedly verified by countless investors in the ups and downs - allocating them reasonably is far more important than chasing hot spots.
Just like traditional financial management talks about cash + fixed income + equity, the cryptocurrency circle also has its own basic position combination. If altcoins are casino chips, then these three are the assets in your pocket that can truly preserve their value.
2. Bitcoin: Using slow to beat fast, the underlying logic of the currency circle and super asset
The cryptocurrency world is changing every moment, but Bitcoin is the unchanging stabilizing force.
Bitcoin has recently hit a record high. As of July 14, the time of writing, the price of Bitcoin has exceeded $120,000, with a market value of over $2.4 trillion, surpassing giants such as Amazon and ranking fifth in the global asset market value (BTC 123.FANS, July 15, 25). This is not a victory of speculation, but a repricing of it by the global market.
As more and more national funds, Wall Street institutions, and listed companies include BTC in their long-term investment portfolios, it is no longer the speculative coin it once was, but has become a value storage asset recognized by mainstream capital.
You may not hold it, but you must understand it - because it not only defines the valuation logic of the cryptocurrency circle, but also actually dominates the cyclical ups and downs of the market.
Newcomers always want to find the wind, but the most stable wind is the direction itself. The long-term value of BTC is not only reflected in the price increase, but also in its ability to cross cycles, resist emotions, and connect traditional finance and the crypto world.
Looking back at the data of the past three years:
BTC falls to $16,000 in the 2022 bear market
Break through 44,000 USD in 2023
In 2024, the price will increase by more than 106,000 US dollars
It has now reached 122,000 US dollars, an increase of about 300% in the past three years.
I have seen a sentence, When you first learn about Bitcoin, that is when you can own the most Bitcoin. If you dont know which coin to start with, Bitcoin is always the best starting point in the currency circle.
3. Stablecoins: A safe haven for funds and a must-have for investors
If Bitcoin is the steering wheel of the cryptocurrency world, then stablecoins are your brakes and clutch.
It neither rises nor falls, and it does not become popular without speculation, but in every fluctuation, it is a safe haven for funds and the breath of advance and retreat for countless investors.
You can go a whole week without buying altcoins, but you can’t live without stablecoins for a day.
Whether it is trading, hedging, transferring, cashing out, or participating in DeFi, CeFi, or new projects, mainstream stablecoins such as USDT, USDC, FDUSD are almost the liquidity entrance for all operations.
More importantly, stablecoins are the most direct “cash warehouse” in the cryptocurrency world: when you sell high-volatility assets and lock in profits, the funds do not go out of the circle directly, but return to stablecoins to wait for the next opportunity.
As of mid-2025, the global stablecoin market value is close to $150 billion, and USDT alone is more than $110 billion . Its trading volume has even exceeded BTC many times, making it the real blood system of the cryptocurrency circle.
What new investors fear most is not missing out on gains, but being unable to exit. The existence of stablecoins allows you to press the pause button at any time, without being carried away by emotions or swallowed up by the market.
If Bitcoin gives you direction, then stablecoins are the safety cushion that you can turn back to at any time.
4. Platform Coins: Growing with the Platform, a Golden Shovel for Ordinary Investors
If Bitcoin is a high wall and stablecoin is the floor, then platform coins are the ladder to climb higher.
Platform coins are a type of asset that binds the exchange business and ecology. Unlike some narrative coins, they do not rely solely on storytelling or capital manipulation. The source of their value is clear: the platform grows and users benefit.
As long as you have traded, pledged, or participated in new listings on an exchange, you will almost inevitably encounter the application scenarios of platform coins. The most common ones are:
Handling fee deduction
Launchpad/Launchpool participation rights
VIP Level System
Staking Rewards and On-Chain Gas Benefits
It even circulates as the main currency in some public chain ecosystems
For holders, the core attraction of platform coins lies in the fact that “they are not based on speculation, but on use.”
The bigger the platform, the more users, and the more active the business, the higher the frequency of platform currency destruction and the richer the application scenarios. This is a true investment logic of binding to the growth of the platform.
For example, the platform coins that have performed well in recent years include BNB (Binance), OKB (OKX), BGB (Bitget) , etc., and they have obvious differences in terms of currency supply and usage scenarios.
In the second quarter of this year, BNB ranked first with a comprehensive return of 10%, and BGB and OKB ranked second and third with comprehensive returns of 7% and 6% respectively (Source: CoinRank). Last year, BGB emerged from an independent market in a volatile environment, rising all the way to a new high, and was the most outstanding platform coin last year.
To judge whether a platform currency is worth holding, it is far from enough to just look at the price. Its core value is often hidden in how it rewards HODLers. A typical evaluation basis is the destruction mechanism and circulation ratio.
Take BNB as an example. It will repurchase and destroy a certain proportion of tokens every quarter based on the platforms profits, thereby continuously reducing the circulating supply. This mechanism has supported the long-term rise of BNB in the past few years and has become the standard configuration that platform coins have followed. In the 32nd quarterly destruction in July, a total of 1,595,599.78 BNBs were destroyed, worth approximately US$1.024 billion (including 1,595,470.69 actually destroyed and 129.10 planned to be destroyed by Pioneer Burn).
BGBs destruction mechanism is the most clear and has the strongest continuous execution. Its destruction volume mainly comes from the fees generated by on-chain use and fixed destruction volume. In the second quarter of 25, 30,001,053.1 pieces were destroyed, with a total value of approximately US$138 million, accounting for approximately 2.56% of the total supply. Unlike other platforms, Bitget has previously proactively destroyed all 800 million BGBs held by the team, which means that Bitget has completely given up control of BGB. Combined with the platforms diverse financial management, new listings, and coin-earning gameplay, the rights and interests of BGB HODLER continue to be magnified.
OKB implements quarterly planned buyback and destruction, and the destruction ratio for each period is not fixed. The 28th destruction in June was 42,437,632 pieces, worth about 42 million US dollars. Currently, the circulation rate of OKB is lower than that of BNB and BGB.
Each platform coin has its own logic and style. Overall, BGB has a relatively more transparent and credible value path through the three dimensions of steady destruction, decontrol and ecological practicality.
Epilogue: Invest in the “Three Treasures of Cryptocurrency” and seize opportunities
There is no end to the stories in the cryptocurrency world. New narratives, new concepts, and new myths of getting rich quickly emerge every once in a while. However, we cannot see the thief eating meat but not the thief being beaten. The real long-term winners are often not those who bet on the hot spots, but those who have a stable allocation.
Bitcoin, stablecoins, and platform coins together carry the most basic and stable logic of the currency circle:
Bitcoin helps you maintain your bottom line and is the cornerstone of value in the digital age;
Stablecoins help you control the pace and act as a buffer in the storm;
Platform coins give you a sense of participation and are a channel for you to achieve win-win results with big platforms.
These three types of assets may not make you rich overnight, but they can keep you from being eliminated easily. They are not the brightest, but they are often the most useful.
Everyone has different strategies, styles, and goals. But in the highly volatile cryptocurrency market, if you can get these three things right from the start, you are at least on a path with fewer pitfalls and more accumulation.
When investing, you must not only be stable, but also have a long-term vision; opportunities are not in the hot spots, but in the layout that you can control.
With the three treasures of the cryptocurrency world in hand, you can not only go further, but also win more steadily.
